5 stars. One number that speaks volumes about your next car.
An ANCAP 5-star safety rating isn’t just a shiny badge, it’s a benchmark. With National Road Safety Week upon us, now’s the time to understand what that rating means, and why it should top your car shopping checklist.
What Does a 5-Star ANCAP Safety Rating Actually Mean?
The Australasian New Car Assessment Program (ANCAP) puts vehicles through a tough series of safety tests; from frontal and side crash simulations to pedestrian protection and emergency braking systems.
To earn a 5-star rating, a car must score well across four key areas:
- Adult Occupant Protection
- Child Occupant Protection
- Vulnerable Road User Protection
- Safety Assist Technology
Only vehicles that meet strict minimum thresholds in all categories can wear the 5-star badge.
Why It Matters: Especially for Everyday Drivers
You don’t plan for a crash, but your car should.
A 5-star rated vehicle offers stronger protection, smarter technology, and a better chance of avoiding or minimising impact altogether.
Whether you’re commuting, managing school runs, or heading off on a long drive, choosing a vehicle that prioritises safety means peace of mind for you and everyone around you.
5-Star Cars Worth Considering & Leasing
Looking for a vehicle that’s safe, modern and easy to access? Here are five novated lease-friendly cars with valid ANCAP 5-star safety ratings (as of 2025), spanning EVs, SUVs, sedans and even utes.
Tesla Model Y (5-star ANCAP, 2022)
One of the highest-rated vehicles ever tested by ANCAP, the Model Y scored 97% for Adult Occupant Protection and 98% for Safety Assist.
As a battery-electric SUV, it combines the latest tech, strong performance, and top-tier protection. It's also eligible for the Electric Car Discount, making it one of the most tax-effective cars to lease today.
Discover what’s new in the updated Tesla Model Y
Ford Ranger (Dual Cab) (5-star ANCAP, 2022)
The Ford Ranger brings work-ready capability with a modern safety edge. Its 5-star ANCAP rating is backed by features like rear autonomous emergency braking, lane-keep assist, and blind-spot monitoring.
It’s a versatile ute that balances toughness with smart safety tech. Ideal for trades, towing, or family weekends away.
Explore why Aussies still love their petrol utes
Hyundai Tucson (5-star ANCAP, 2021)
The Tucson’s 5-star rating still holds strong thanks to consistent updates and a solid safety platform. It’s equipped with a suite of advanced features, including:
- Rear cross-traffic alert
- Junction assist
- Lane-keep assist
Spacious, practical and family-friendly. An ideal choice for drivers who don’t want to compromise on comfort or protection.
Now on sale for EOFY with discounts of up to $3,300 (link to article once posted)
Toyota Camry Hybrid (5-star ANCAP, updated 2021)
The Camry Hybrid offers proven safety alongside outstanding fuel efficiency. With its standard features like lane departure warning, adaptive cruise control, and autonomous emergency braking, it’s a smart pick for those with longer commutes.
Its hybrid powertrain reduces fuel costs without sacrificing performance or protection; making it ideal for professionals looking for a refined sedan.
Cupra Formentor (5-star ANCAP, 2021)
The Cupra Formentor blends sporty design with serious safety credentials. It’s equipped with a comprehensive suite of driver assist systems, including autonomous emergency braking, adaptive cruise control, and lane support functions.
This compact crossover suits drivers who want something a little different. It's performance-focused, practical, and still rated among the safest in its class.
The Safer Way to Lease
Trying to balance safety with affordability? That's the challenge.
Packaging your car through a novated lease means you don’t have to compromise.
It’s a smart way to afford the best-rated models, those with the features that matter most when it counts.
Ready to make the switch to a safer car?
Let us help you find a 5-star rated vehicle that fits your lifestyle and your budget.