Think novated leasing only works for new EVs?
Think again.
You don’t need to go brand-new to enjoy the perks of novated leasing.
In fact, you could be driving away in a demo, used or even the car already in your driveway – all while enjoying the thousands in tax savings with novated leasing.
At Remunerator, we’re seeing a growing trend for more flexible and cost-effective options. From used cars to demo models—and even the car already sitting in your driveway—novated leasing can still deliver significant tax savings.
Here’s how you can unlock tax savings without buying new.
Discover How to Novate Your Used Car:
At Remunerator, we’ve crafted a seamless experience for those looking at demo and used options. Whether you're browsing online or already have a specific vehicle in mind, we’ve got you covered.
Pre-owned doesn’t mean missing out. In fact, a used car can be a more affordable entry point into novated leasing while still offering the same core benefits.
When you lease a used car purchased through a dealership, you can:
- Save on GST – No GST on the purchase price when sourced through a dealer.
- Lower your taxable income – Meaning less income tax paid overall.
- Bundle your car costs – Combine repayments, registration, insurance, servicing, and fuel into one pre-tax payment.
You get all the tax benefits of a novated lease – just with a lower upfront vehicle cost.
A few eligibility requirements to keep in mind:
- The car must have less than 200,000 km at the start of the lease.
- It must be no more than 15 years old by the end of the lease term.
Some makes and models may be eligible for exceptions. If you have a particular vehicle in mind, our team can help confirm your options.
Here are 5 helpful steps to spot a great deal on a used car.
At the time of writing this article (April 2025), the Australian used car market is shifting rapidly. We're now seeing a steady decline in prices as used vehicle stock levels stabilize. Explore more on used car pricing in our article.
Demo Models: Low Kilometers, Great Value
Dealer demonstrators offer a sweet spot for many drivers—nearly new, with a lower price tag. These vehicles often come with upgraded features, low odometer readings, and the added bonus of immediate availability.
If you're requesting a quote on a new car and a matching demo model is available, we'll quote it for you—helping you maximise your savings from the start.
Purchased a Car Recently & Love It?
If you've purchased a car recently, own your car outright, or you’re not looking to change vehicles, that’s okay too. There are two great options for salary packaging a car you already own:
Discover Associate Leasing
This option allows your associate—typically a spouse, partner, or close relative—to lease the car to your employer. Your employer then provides it to you as a benefit through your salary.
The result?
- No GST on running costs like fuel, maintenance, registration and insurance.
- Running costs are paid using your pre-tax income.
- More take-home pay thanks to lower taxable income.
This option often works best for older vehicles, since the Fringe Benefits Tax is calculated based on the car’s market value.
Unlock Your Cars Value: Sale-and-Leaseback
Love your current car but want to get your equity out of the vehicle? A Sale-and-Leaseback lets you do just that.
Here’s how it works:
- Our financier buys your car from you at an agreed value.
- You receive that amount as cash.
- You lease the car back under a novated lease and access all the usual tax savings.
This is a great way to free up funds while still driving the same vehicle—and saving money in the process.
Learn More About Salary Packaging Your Current Car
Novated Leasing Isn’t Just for New Cars
Whether you’re in the market for a quality used vehicle, considering a demo model, or looking to get more out of your current car, novated leasing offers more flexibility than you might expect.
The key benefit?
You can unlock real, ongoing savings—without needing to commit to a brand-new car.
Have a car in mind or want to explore your options?
Our team is here to help you find the best path forward.