Looking at a new car?
Start with the numbers.
Remunerator's Novated Lease Calculator can show your estimated savings in under 60 seconds, helping you compare vehicles and explore your options before taking the next step.
For many people, the hardest part isn't choosing a car. It's understanding what that car could actually cost over time. The calculator gives you a quick way to compare different vehicles, test scenarios and see what a novated lease might look like based on your circumstances.
Why use a Novated Lease Calculator?
When researching a vehicle, it's easy to focus on the purchase price alone.
The reality is that fuel, registration, insurance, servicing and maintenance all contribute to the overall cost of ownership. A novated lease helps package many of these expenses into one regular payment, making it easier to understand your vehicle costs.
Using the calculator can help you:
- Explore potential savings based on your circumstances
- Compare different vehicles
- Understand how your salary and annual kilometres may affect cost
- Research your options before requesting a personalised quote
It's quick, obligation-free and takes less than a minute to complete
Tip 1: Start with the vehicle you actually want
Many people begin with a rough budget.
A better approach is often to start with the vehicle you're genuinely interested in and see how the numbers stack up.
The calculator allows you to search by:
- Make
- Model
- Vehicle type
This gives you an estimate based on a real vehicle rather than a broad price range.
Still deciding?
Try comparing a few different options. Whether you're choosing between two SUVs or deciding between an entry-level and higher-spec model, running multiple vehicles through the calculator can help narrow down your shortlist.
Tip 2: Be realistic about your annual kilometres
Along with your salary, annual kilometres are one of the key details used to generate an estimate.
It's worth taking a moment to think about how much you actually drive rather than guessing.
Consider:
- Your daily commute
- Weekend trips
- School or sporting commitments
- Holidays and road trips
- Any regular long-distance travel
If you're unsure where to start, 15,000km per year is often considered a reasonable average for many Australian drivers.
As a rough guide:
- Under 10,000km - Lower-use drivers
- 10,000km to 15,000km - Typical metropolitan driving
- 15,000km to 20,000km - Regular commuting and frequent travel
- 20,000km+ - Heavy vehicle use or longer-distance driving
The closer your estimate is to your real driving habits, the more useful the results will be.
Tip 3: Compare an electric vehicle before making a decision
Even if you've never seriously considered an EV, it's worth running one through the calculator.
Many drivers are surprised by the results.
Eligible electric vehicles can benefit from current EV incentives that may make them more cost-effective than expected under a novated lease. Comparing an EV against a petrol or hybrid alternative can give you a clearer picture of your options before making a decision.
For example, you might compare:
- An electric SUV with a petrol SUV
- An EV with a hybrid equivalent
- Different EV models within the same price range
The goal isn't necessarily to choose an electric vehicle. It's simply to make sure you're comparing all available options before committing to one.
A few extra minutes spent comparing vehicles could uncover an option you hadn't previously considered.
To learn more about EV novated leasing, click here. 
What happens after you view your estimated savings?
Once you've selected a vehicle and entered your details, you'll receive an estimate based on the information provided.
From there, you can choose whether you'd like to request a personalised quote.
The process is simple:
- Select your preferred vehicle
- Enter your salary and estimated annual kilometres
- View your estimated savings
- Submit a quote request
- Receive a personalised quote prepared by the Remunerator team
For many people, this helps remove some of the guesswork and provides a clearer understanding of what their options could look like.
What happens once you request a quote?
If you'd like to take the next step, you can submit a personalised quote request directly through the calculator.
Simply provide your contact details and a novated leasing specialist will prepare a tailored quote based on the vehicle you've selected and the information you've entered.
Your quote will provide a more detailed breakdown of the estimated costs and potential savings associated with that vehicle, giving you a clearer picture than an initial estimate alone.
Most importantly, there's no obligation to proceed. It's simply an opportunity to understand your options in more detail before making any decisions
Remember: Your results are an estimate
The calculator is designed to provide an indication of potential savings based on the information entered.
Actual costs and savings may vary depending on factors such as:
- Vehicle selection
- Employment circumstances
- Driving habits
- Running costs
- Finance terms
That's why a personalised quote is the best way to understand what a novated lease may look like for your individual circumstances.
Think of the calculator as a starting point rather than a final answer.
Explore your options with confidence
Researching a new vehicle can feel overwhelming.
A calculator helps simplify the process by allowing you to compare vehicles, test different scenarios and explore potential savings before committing to anything.
Whether you're considering a petrol vehicle, hybrid, EV, SUV or passenger car, spending a few minutes comparing your options can help you make a more informed decision.
Ready to see what your next car could look like on a novated lease?
Use Remunerator's Novated Lease Calculator to explore estimated savings and request a personalised quote online.